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Licensing guides · Tennessee

Tennessee real estate license requirements

Short answer

You must be at least 18, hold a high school diploma or equivalent, complete 90 hours of Commission-approved pre-license education, pass both portions of the state examination, clear a fingerprint background review, carry Errors & Omissions insurance, and be sponsored by a Tennessee principal broker.

Who is eligible

Tennessee sets a low bar to start and a real bar to finish. You need to be 18 or older with a high school diploma or its equivalent. There is no college requirement, no residency requirement, and no requirement to have worked in a related field.

The 90 education hours

Ninety hours of pre-license education from a school approved by the Tennessee Real Estate Commission, split into two required courses. Order matters: the 60-hour course must be finished before you sit for the examination.

  • 60-Hour Real Estate Fundamentals — before the exam.
  • 30-Hour New Affiliate Broker — before the license is issued.
  • Both must come from a Commission-approved provider; ours is Provider #1883.

The requirements people forget

Education and the exam get all the attention. These three are what actually stall applications at the end.

  • Errors & Omissions insurance must be in force — Tennessee will not issue an active license without proof.
  • Fingerprinting and the background review run through the Commission's vendor and take real calendar time.
  • A sponsoring principal broker must hold your license; it cannot be active on its own.

Staying licensed

Issuance is not the finish line. Tennessee licenses renew on a two-year cycle with 16 hours of continuing education per cycle, including the mandatory core course, and your E&O coverage must never lapse.

Questions people ask us

Do I have to live in Tennessee to get a Tennessee real estate license?
No. Tennessee has no residency requirement for an affiliate broker license, though you will still need a Tennessee principal broker to sponsor and hold it.
Is a high school diploma really required?
Yes — a high school diploma or its recognized equivalent is a baseline requirement for licensure in Tennessee.
Can I complete the education requirement online?
Yes. Both required courses can be completed online through an approved provider, and Tennessee's distance-education rules govern how seat time and assessments are tracked.
How long are my course completions good for?
Course completions and passed exam portions both carry validity windows. Do not stretch the process across a year — finish the sequence while everything is still current.

Start where it is free.

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